Credit Risk Analyst

3d3 days ago

Virgin Media O2

London, GB · Full-time · £45,000 – £55,000

About this role

Working within Credit Risk insights across Mobile and Fixed products, you will enable data-driven decisions that balance risk and commercial objectives. This includes owning the development and maintenance of Credit Risk dashboards and ensuring they provide clear, accurate, and timely information.

You’ll be supporting deep-dive analysis into emerging trends and patterns to help drive credit strategy forward. At Virgin Media O₂, we connect people to the moments that matter most, and we’re proud to be named one of the Financial Times Top 500 Best Employers for 2026.

Join us and you’ll be part of a team that stays curious, positive and focused on making life easier for our customers and each other. We’re investing in the future of connectivity, from expanding next-generation 5G to exploring satellite-supported solutions for rural communities.

We’re a flexible-first organisation, asking everyone to spend at least eight days a month connecting in person—whether in the office, at offsites, or on team projects. You’ll work with people who back good ideas and give you plenty of room to grow.

Requirements

Experience in credit risk analysis, preferably within telecom, financial services, or a related industry.
Strong analytical skills with the ability to perform deep-dive analysis on large datasets.
Proficiency in SQL, Python, or similar tools for data manipulation and dashboard development.
Understanding of credit scoring models, risk metrics, and regulatory requirements.
Ability to translate complex data into clear, actionable insights for non-technical stakeholders.
Detail-oriented with a focus on accuracy and timely delivery of credit risk reports.
Knowledge of Mobile and Fixed product credit risk dynamics is a plus.

Responsibilities

Own the development and maintenance of Credit Risk dashboards to provide clear, accurate, and timely information.
Enable data-driven decisions that balance risk and commercial objectives across Mobile and Fixed products.
Support deep-dive analysis into emerging trends and patterns to help drive credit strategy forward.
Monitor portfolio performance and identify credit risk signals from customer behaviour data.
Collaborate with cross-functional teams to refine credit policies and risk appetite thresholds.
Present actionable insights to stakeholders to inform lending decisions and product strategies.
Ensure data integrity and consistency across credit risk reporting systems.

Benefits

Flexible-first organisation with hybrid working and at least eight days of in-person collaboration per month.
Named one of the Financial Times Top 500 Best Employers for 2026 based on employee satisfaction.
Opportunity to work on cutting-edge connectivity projects including next-generation 5G and satellite solutions.
Supportive culture that encourages growth, ideation, and genuine value for your contributions.