Financial Crime Specialist - SARs

1w1 week ago

Zopa

London, GB · Full-time · £45,000 – £65,000

About this role

Zopa is redefining banking by putting people front and centre, building a business that empowers everyone to move finance forward. We’re seeking detail-oriented and highly motivated SARs Financial Crime Specialists to join our Financial Crime Operations team. The role involves preparing detailed reports on potentially suspicious financial transactions for compliance and regulatory purposes.

A day in the life includes reviewing customer transactions to identify suspicious activity like money laundering, fraud, and terrorist financing. Draft SARs, investigate flagged transactions and Mule alerts using transaction monitoring systems. Leverage AI outputs and tools to assess risks, escalate findings, and support accurate decision-making.

This is a hybrid role with the team in the office two days per week. Shifts are 7.5 hours between 8am and 8pm Monday to Friday, plus one weekend day every other week remotely with a day off in lieu. Some bank holidays require work, compensated with time off in lieu.

Thrive at Zopa if you embrace unconventional challenges, think differently, and drive outsized impact. We’ve been named in the top three UK’s Most Loved Workplaces. Join our amazing team to prevent financial crime and make it count.

Requirements

Detail-oriented approach to reviewing customer transactions and related information
Ability to identify suspicious activity including money laundering, fraud, and terrorist financing typologies
Experience drafting and submitting SARs for compliance and regulatory purposes
Proficiency with transaction monitoring systems and AI-enabled tools
Strong analytical skills to assess risks, patterns, and AI-generated alerts
Knowledge of applicable laws and regulations to prevent financial crime
Capability to handle phone-based interactions with customers

Responsibilities

Prepare, complete, and submit Suspicious Activity Reports (SARs) in a timely and accurate manner
Review and analyse customer transactions to identify potentially suspicious activity, including money laundering, fraud, terrorist financing, and other typologies
Investigate flagged transactions across the Zopa suite of products using transaction monitoring systems
Investigate Mule alerts raised through transaction monitoring
Use AI-enabled monitoring tools to review and assess alerts, applying analyst judgment
Track and report the status of ongoing investigations and SAR filings
Ensure all SAR filings are properly documented and maintained for audit and regulatory purposes
Provide support for internal and external audits related to suspicious activity investigations