Lead Fraud & Risk Analyst - Non Carded Fraud

1w1 week ago

Fractal

London, GB · Full-time · £70,000 – £95,000

About this role

The Fraud Strategy & Risk Enablement Lead plays a critical role in shaping and executing the organization’s fraud prevention and risk mitigation strategy. This role suits a strategic thinker and operational enabler navigating the evolving fraud landscape of increasing complexity, loss of possession, and emerging threats. Drive data-led insights and foster cross-functional collaboration for business-wide fraud resilience.

Evaluate relevance and effectiveness of current data sources and KPIs to monitor fraud trends. Lead initiatives to identify and implement immediate interventions in fraud prevention. Provide analytical support to challenge and refine existing fraud models, focusing on net loss and forecasting accuracy.

Manage competing priorities across business units while maintaining momentum on fraud initiatives. Ensure data integrity throughout technical development and deployment cycles. Drive automation and process improvements to enhance fraud detection and response capabilities.

Champion governance frameworks that empower resource ownership and decision-making. Support upskilling initiatives to build fraud and risk capabilities across teams. Collaborate with BAU teams and finance to integrate fraud strategy seamlessly into daily operations and align with budget constraints.

Requirements

Strategic thinking to navigate evolving fraud landscapes including complexity and emerging threats
Expertise in data-led insights for fraud trend monitoring and KPI evaluation
Experience leading fraud prevention interventions and model refinement for net loss forecasting
Ability to manage cross-business unit priorities and maintain fraud initiative momentum
Proficiency in ensuring data integrity during technical development and deployment
Skills in driving automation and process improvements for fraud detection
Knowledge of governance frameworks for resource ownership in risk management
Capability to support upskilling and collaborate with BAU and finance teams

Responsibilities

Evaluate the relevance and effectiveness of current data sources and KPIs used to monitor fraud trends
Lead initiatives to identify and implement immediate interventions in fraud prevention
Provide analytical support to challenge and refine existing fraud models, particularly around net loss and forecasting accuracy
Manage competing priorities across business units while maintaining momentum on fraud initiatives
Ensure data integrity throughout technical development and deployment cycles
Drive automation and process improvements to enhance fraud detection and response capabilities
Champion governance frameworks that empower resource ownership and decision-making
Support upskilling initiatives to build fraud and risk capabilities