Credit Risk Analyst

5w1 month ago

INFINIT

London, GB · Full-time · £45,000 – £55,000

About this role

As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team to analyze credit proposals and assess applicant creditworthiness through financial, business, and management analysis. This role is central to our mission of reshaping the future of SMEs with AI at the forefront.

You will analyze credit applications from SMEs in the Automotive sector, making recommendations to senior management and the Risk Committee based on your analysis. Daily tasks include communicating with internal stakeholders and directly with customers, as well as supporting Sales, Operations, and Customer Success teams from a credit and risk perspective.

You will work within a diverse and international team of over eight nationalities, collaborating with experienced professionals from around the world. INFINIT operates globally across Europe and the Americas, delivering tailored, high-value solutions to specific industries.

This role offers the opportunity to help build new risk processes, establish risk actions, and automate manual inputs to dedicate more time to risk assessment. Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation.

Requirements

At least 2-3 years of experience in B2B risk analysis in a corporate bank, Fintech or B2B credit control function
Excellent communication skills with experience speaking/communicating with business owners/entrepreneurs
Excellent time management and ability to manage multiple tasks/projects at once
Curious, critical thinker with strong interest in B2B risk analysis: ability to investigate different databases, dig into files, and cross-reference sources to make decisions quickly
Experience with Hubspot, Notion, and Excel is a plus; the ability to learn is required

Responsibilities

Analyze credit applications from SMEs in the Automotive sector and make recommendations to senior management / Risk Committee
Ensure all recommendations comply with INFINIT requirements and risk appetite
Support the Sales, Operations and Customer Success teams from a credit and risk perspective
Communicate with both internal stakeholders (including senior management) and directly with customers
Help build new risk processes, establish risk actions and monitor ALM/KYB and underwriting alerts from internal and external credit bureau sources
Automate risk processes and manual inputs to fully dedicate time to risk assessment

Benefits

Diverse and Inclusive Team: join a dynamic international team of over 8 nationalities
Competitive Salary and Equity: highly competitive salaries and share options
Inspiring Mission: dedicated to revolutionizing business financing and making a positive impact on the European economy
Health and Well-being: access to top-quality Medical & Mental Health Insurance