Senior Anti-Financial Crime & Onboarding Analyst

6w1 month ago

LHV Bank

London, GB · Full-time · £45,000 – £60,000

About this role

LHV Bank is a UK-licensed bank serving retail, SME, and BaaS clients, and we are seeking a Senior Anti-Financial Crime & Onboarding Analyst to support our AFC efforts and client onboarding within SME Lending. This role is central to maintaining robust financial crime controls as the bank continues to grow under its full UK banking licence.

Day-to-day, you will support customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring to ensure compliance with AML and KYC regulations. You will review customer documentation including corporate structures, source of funds, and source of wealth evidence, and utilize third-party screening tools for sanctions, PEP, and adverse media checks.

Reporting to the AFC & Onboarding Manager, you will work closely with the Head of SME Product, Risk and Financial Crime, Lending Managers, Operations, and Compliance. As a subject matter expert, you will oversee the quality and accuracy of due diligence performed by the frontline team and assist in preparing MI on financial crime risk.

This role offers the chance to shape AML and KYC policies and procedures, support team development, and share your expertise across the wider function. If you are a KYC professional looking to strengthen controls in a growing, regulated environment, we would be excited to hear from you.

Requirements

Proven experience in KYC, AML, and financial crime compliance within banking or financial services
Strong knowledge of CDD, EDD, sanctions screening, and PEP checks
Experience using onboarding and monitoring systems along with third-party screening tools
Ability to review and assess complex corporate structures and source of funds/wealth documentation
Understanding of UK regulatory expectations for financial crime controls
Attention to detail and ability to maintain high quality standards in due diligence
Experience working in a first-line financial crime or onboarding function

Responsibilities

Support customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring to ensure AML and KYC compliance
Conduct AML/KYC reviews on new and existing customers in line with internal policies and regulatory requirements
Review and assess customer documentation including corporate structures, identification, source of funds, and source of wealth evidence
Utilise internal onboarding and monitoring systems, together with third-party screening tools for sanctions, PEP, adverse media, and background checks
Assist with quality assurance of onboarding activities to ensure consistency and high standards
Support process improvements to maintain strong control standards while enabling business growth
Prepare regular MI updates on financial crime risk for the AFC and Onboarding Manager

Benefits

Opportunity to shape AML and KYC policies and procedures in a growing UK-regulated bank
Support from a collaborative team including compliance, lending, and operations
Office-based role with at least two days per week in London or Manchester
Role with direct impact on the bank's financial crime defences and client onboarding efficiency