Junior Compliance Officer

1d1 day ago

Abound

London, GB · Full-time · £30,000 – £35,000

About this role

Abound is redefining consumer lending in the UK using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. We look at the full financial picture rather than relying solely on credit scores, and our approach has delivered market-leading credit performance.

We’ve issued over £1.3bn in loans directly to customers while achieving profitability just 2.5 years after launch. Backed by £2bn+ from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs.

In this hands-on role, you’ll own and deliver compliance monitoring, provide clear reporting to senior management and the Board, and stay ahead of FCA developments. You’ll partner across the business as a trusted advisor on compliance matters and support customer outcomes as an escalation point for complex cases.

You’ll work closely with the Chief Compliance Officer, contributing to regulatory risk, product development, and strategic initiatives. This is a broad role where you’ll gain real exposure across the business while helping us manage risk, compliance, and regulatory change as we expand into new markets and product lines.

Requirements

Early in your compliance career with up to ~3 years’ experience, or a strong academic candidate with a numerate or legal degree looking to move into financial services compliance
Proactive, solutions-oriented mindset – you don’t just identify issues, you help fix them
Working knowledge of relevant FCA Handbook requirements
Practical understanding of Consumer Duty and what good customer outcomes look like
Strong judgement and risk assessment skills
Ability to handle sensitive matters with discretion and professionalism
Clear, confident communicator comfortable engaging up to executive level
Strong written and numerical skills, including preparing Board-level materials

Responsibilities

Own and deliver compliance monitoring, identifying emerging risks and driving practical, proportionate remediation
Provide clear, actionable reporting with high-quality updates for senior management and the Board
Track FCA regulatory developments and translate them into clear, business-relevant actions
Maintain and strengthen the control environment by supporting the review and continuous improvement of policies and frameworks
Partner across the business as a trusted advisor on compliance matters
Support customer outcomes by acting as an escalation point for complex cases such as complaints and fraud risk
Contribute to financial crime oversight by supporting AML assessments and advising the MLRO
Work closely with the Chief Compliance Officer, providing input on regulatory risk, product development, and strategic initiatives