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Amazon.com

Senior Credit Risk Analyst - Underwriting

5w

Amazon.com

London, GB · Full-time · £70,000 – £95,000

About this role

Do you like helping small businesses grow? Come join Amazon B2B Payments & Lending. The team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers and sellers.

B2B Payments and Lending’s Credit Underwriting and Operations team seeks a smart, motivated, analytical Credit Risk Analyst for underwriting and portfolio management. This role involves high judgment decision making, risk analytics, analyzing customer financials, complex underwriting, and managing SLAs.

The role reports to the Credit Operations Manager in London, UK. The team makes decisions on Amazon Business customers’ eligibility for Pay By Invoice at initial assessment, proactively and by request, balancing spend opportunities and credit risk.

Thrive in a dynamic, fast-paced, ambiguous environment with strong attention to detail. Innovate processes, partner with product managers, data science, and portfolio managers on high priority initiatives. Exceed expectations while building scalable processes and credit strategies.

Requirements

  • Bachelor's degree or equivalent
  • Experience with analytical tools and ability to dive deep into metrics and reporting
  • Experience in driving process and tool improvements
  • Experience managing multiple projects and priorities across teams in a fast-paced, deadline-driven environment
  • Experience building and cultivating relationships with internal and external stakeholders
  • Experience working with databases and SQL
  • Experience delivering results for large, cross-functional initiatives/projects
  • Experience working effectively across cross-functional teams and partnering well with people at all levels

Responsibilities

  • Underwrite medium-to-large credit applications
  • Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics
  • Improve processes to increase efficiency and improve risk mitigation
  • Contribute to and build underwriting/credit strategies across the portfolio and customer sub-segments
  • Assist in defining policies and product features to support automated and manual credit decisioning and monitoring
  • Establish, constantly improve, and be a thought leader for a credit adjudication and performance monitoring platform
  • Develop processes, mechanisms and Standard Operating Procedures (SOPs) to grow efficiently and scalably
  • Review complex credit decisions that require manual reviews or exceptions

Benefits

  • Equal opportunities employer
  • Diverse workforce central to success
  • Recruiting decisions based on experience and skills
  • Protecting privacy and security of candidate data is a top priority