Credit Risk Analyst

6w1 month ago

INFINIT

London, GB · Full-time · £48,000 – £65,000

About this role

Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas. Our all-in-one operating system has banking at its core, empowering small business owners to manage every aspect of their business. As Credit Risk Analyst, you will join the Banking Operations team to analyze credit proposals and assess applicants' creditworthiness through financial, business, and management analysis.

You will analyze credit applications from SMEs in the Automotive sector and make recommendations to senior management and the Risk Committee. Ensure all recommendations comply with INFINIT requirements and risk appetite. Support the Sales, Operations, and Customer Success teams from a credit and risk perspective.

Communicate with internal stakeholders including senior management and directly with customers. Help build new risk processes, establish risk actions, and monitor ALM/KYB and underwriting alerts from internal and external credit bureau sources. Automatize risk processes and manual inputs to fully dedicate time to risk assessment.

Join a diverse and inclusive team with over 8 nationalities, fostering a rich learning environment. Enjoy competitive salary, equity through share options, top-quality Medical & Mental Health Insurance, and flexibility with personal time off. Work on an inspiring mission to revolutionize SME financing and drive impact through innovation.

Requirements

At least 2-3 years of experience in B2B risk analysis in a corporate bank, Fintech or B2B credit control function
Excellent communication skills and experience speaking with business owners/entrepreneurs
Excellent at time management and managing multiple tasks/projects
Curious critical thinker with strong interest in B2B risk analysis, able to investigate databases, dig into files, and cross-reference sources quickly
Experience with Hubspot, Notion, and Excel is a plus; ability to learn is required

Responsibilities

Analyze credit applications from SMEs in the Automotive sector and make recommendations to senior management / Risk Committee
Ensure all recommendations comply with INFINIT requirements and risk appetite
Support the Sales, Operations and Customer Success teams from a credit and risk perspective
Communicate with internal stakeholders including senior management and directly with customers
Help build new risk processes, establish risk actions and monitor ALM/KYB and underwriting alerts from internal and external credit bureau sources
Automatize risk processes and manual inputs to fully dedicate time to risk assessment

Benefits

Diverse and Inclusive Team with over 8 nationalities and experienced professionals from around the world
Share options as a stake in our success
Top-quality Medical & Mental Health Insurance
Annual gatherings and bi-weekly office team gatherings
Flexibility with personal time off
Flexibility and ownership in a goal-oriented environment